.calc-shortcuts{position:sticky;top:82px;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid #e7eaf2;box-shadow:0 8px 24px rgba(16,22,63,.06)}.calc-shortcuts .container{display:flex;gap:10px;padding-top:14px;padding-bottom:14px;overflow-x:auto}.calc-shortcuts a{flex:0 0 auto;padding:10px 16px;border:1px solid #dfe4ef;border-radius:999px;color:#10163f;font-weight:700;background:#fff}.calc-shortcuts a:hover{border-color:#18a96b;color:#087847}.calc-intro{display:grid;grid-template-columns:1.35fr .65fr;gap:42px;align-items:end;margin-bottom:24px}.calc-intro h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.1;margin:8px 0 0}.calc-intro>p{color:#5d6479;line-height:1.75}.privacy-badge{display:flex;align-items:center;gap:10px;padding:14px 18px;border:1px solid #bfe8d4;background:#effbf5;border-radius:14px;color:#09673f;font-weight:700;margin-bottom:42px}.calc-section{scroll-margin-top:155px;margin:0 0 54px}.calc-section-title{display:flex;gap:16px;align-items:center;margin-bottom:22px}.calc-section-title>span{display:grid;place-items:center;width:52px;height:52px;border-radius:16px;background:linear-gradient(135deg,#10163f,#253274);color:white;font-weight:800;font-size:1.1rem}.calc-section-title h2{margin:0;color:#10163f;font-size:1.75rem}.calc-section-title p{margin:5px 0 0;color:#697086}.calc-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.calc-card{display:flex;flex-direction:column;padding:24px;border:1px solid #e1e5ef;border-radius:20px;background:#fff;box-shadow:0 15px 38px rgba(16,22,63,.08)}.calc-card-head{display:flex;gap:14px;align-items:flex-start;margin-bottom:20px}.calc-card-head>span{display:grid;place-items:center;flex:0 0 48px;height:48px;border-radius:14px;background:#eef2ff;color:#10163f;font-weight:800}.calc-card-head h3{margin:0 0 5px;color:#10163f;font-size:1.08rem}.calc-card-head p{margin:0;color:#73798c;font-size:.9rem;line-height:1.45}.calc-fields{display:grid;gap:13px;margin-bottom:18px}.calc-fields label{display:grid;gap:6px;color:#30384f;font-size:.86rem;font-weight:700}.calc-fields input{width:100%;border:1px solid #d8deea;border-radius:10px;padding:12px 13px;font:inherit;color:#10163f;background:#fbfcff;outline:none}.calc-fields input:focus{border-color:#18a96b;box-shadow:0 0 0 3px rgba(24,169,107,.13)}.calc-card>.button{margin-top:auto}.calc-result{min-height:0;margin-top:16px}.calc-result.is-visible{padding:16px;border-radius:14px;background:#f5f7fc;border:1px solid #e1e6f0}.calc-result.is-error{background:#fff5f5;border-color:#f3c7c7;color:#9c2525}.calc-result strong{display:block;color:#10163f;font-size:1.25rem;margin-bottom:8px}.calc-result dl{display:grid;grid-template-columns:1fr auto;gap:7px 14px;margin:0;font-size:.9rem}.calc-result dt{color:#697086}.calc-result dd{margin:0;color:#10163f;font-weight:700;text-align:right}.calc-result small{display:block;margin-top:10px;color:#73798c;line-height:1.45}.calc-guidance{scroll-margin-top:155px;padding:30px;border-radius:22px;background:#10163f;color:#fff}.calc-guidance h2{margin-top:0}.guidance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.guidance-grid article{padding:20px;border:1px solid rgba(255,255,255,.14);border-radius:16px;background:rgba(255,255,255,.06)}.guidance-grid strong{font-size:1rem}.guidance-grid p{margin-bottom:0;color:#d6daea;line-height:1.6}.calc-contact-actions{display:flex;gap:12px;flex-wrap:wrap}@media(max-width:1100px){.calc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:900px){.calc-shortcuts{top:72px}.calc-intro{grid-template-columns:1fr;gap:16px}.guidance-grid{grid-template-columns:1fr}.calc-section,.calc-guidance{scroll-margin-top:140px}}@media(max-width:680px){.calc-grid{grid-template-columns:1fr}.calc-card{padding:20px}.calc-contact-actions{width:100%;flex-direction:column}.calc-contact-actions .button{width:100%;text-align:center}}